Insurance: covering your A$$

**Xpyoda** · 04-19-2005, 06:17 PM

when you have a different engine swapped into your car how does that work with the insurance company? Ie. whats the category is it under? still the same, do i get dropped?, or if i ever do get into an accident or they find out what does the insurance company do

**Pineapple** · 04-19-2005, 06:22 PM

Unless the car is more then 20 years old and classify as classic car, most insurance won't give you a policy if you swap in a different engine. In plain term, they'll drop you. If you got into accident, you'll have to pay for all damage. There is a few thing they'll have to pay but for sure your car is not part of it.

**Xpyoda** · 04-20-2005, 04:08 AM

so it isnt true that the insurance will just cover you for the stock
engine of the car?

ps. i dunno how different insurance is in canada from us O_o

**Pineapple** · 04-20-2005, 02:18 PM

They'll cover NOTHING if you swap. If they're very nice, maybe. Or if they didn't even notice the different engine.

**RN2NVS** · 04-20-2005, 02:31 PM

Quote:

Originally Posted by Pineapple

Unless the car is more then 20 years old and classify as classic car, most insurance won't give you a policy if you swap in a different engine. *In plain term, they'll drop you. *If you got into accident, you'll have to pay for all damage. *There is a few thing they'll have to pay but for sure your car is not part of it.

are you sure
what happends if your engine dies and u have to buy a new one

whatever about gruven he went through a couple gts motors didnt he?
im pretty sure he was insured

04-19-2005, 06:17 PM	#1 (permalink)
Xpyoda Posts: 87 Join Date: Apr 2005 Last On: 06-13-2006 05:48 AM	Insurance: covering your A$$ when you have a different engine swapped into your car how does that work with the insurance company? Ie. whats the category is it under? still the same, do i get dropped?, or if i ever do get into an accident or they find out what does the insurance company do

04-19-2005, 06:22 PM	#2 (permalink)
Pineapple Location: Toronto Posts: 4,296 Join Date: Jan 2004 Last On: Today 06:47 PM	Unless the car is more then 20 years old and classify as classic car, most insurance won't give you a policy if you swap in a different engine. In plain term, they'll drop you. If you got into accident, you'll have to pay for all damage. There is a few thing they'll have to pay but for sure your car is not part of it. __________________ http://photos.yahoo.com/fredericklaw http://members.rankmyride.com/pineapplelaw

04-20-2005, 02:18 PM	#4 (permalink)
Pineapple Location: Toronto Posts: 4,296 Join Date: Jan 2004 Last On: Today 06:47 PM	They'll cover NOTHING if you swap. If they're very nice, maybe. Or if they didn't even notice the different engine. __________________ http://photos.yahoo.com/fredericklaw http://members.rankmyride.com/pineapplelaw

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04-20-2005, 04:08 AM	#3 (permalink)
Xpyoda Posts: 87 Join Date: Apr 2005 Last On: 06-13-2006 05:48 AM	so it isnt true that the insurance will just cover you for the stock engine of the car? ps. i dunno how different insurance is in canada from us O_o